Privacy Policy

Welcome to SeekBudget ("we," "our," or "us"). We operate a global financial planning toolkit and educational resource portal accessible via our website. Your privacy is paramount to us. This Privacy Policy describes how we handle information when you visit and interact with our application services.

1. Zero-Login Data Collection Policy

We believe that personal financial planning should remain private and friction-free. • No Authentication Required: You do not need to create an account, register, or provide your name, email address, or banking credentials to access any of our 19 financial calculators. • Local Processing & Browser Storage: All data points, inputs, and monetary values you enter into our tools (such as salaries, liabilities, or investment assets) are computed entirely within your local web browser. We do not store, intercept, transmit, or save your financial calculation inputs on our web servers. • User State Saving (LocalStorage): To improve your experience, our website utilizes your browser’s localStorage engine to retain your last calculator inputs. This data remains completely inside your local browser memory and can be erased by you at any time by clearing your browser cache.

2. Information We Collect Automatically

When you browse our platform, we automatically collect specific non-personal digital parameters to maintain site optimization and performance stability: • Log Files: Like standard web architectures, our systems log diagnostic information such as your IP address, browser type, Internet Service Provider (ISP), referring/exit pages, platform type, and date/time stamps. • Geolocation Routing: We evaluate your incoming connection parameters (such as Cloudflare edge network country codes) to automatically route your session to the correct regional subdirectory sub-path (e.g., /in/, /uk/, /ca/, /au/) to ensure correct localized currency symbols and baseline math settings.

3. Cookies and Advertising Identifiers

We partner with programmatic advertising networks, primarily Google AdSense, to fund our platform operations. These third-party networks utilize cookies and tracking web beacons to serve optimized, relevant ads based on your visits to this and other sites across the internet. • Google DART Cookies: Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visits to SeekBudget and other sites on the Internet. • Managing Cookies: You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings. However, this can affect how you are able to interact with our site as well as other websites. To opt out of personalized Google advertising metrics, you can visit the Google Ads Settings dashboard.

4. Compliance with Global Regulations

• GDPR Compliance (United Kingdom & Europe): We do not process any personal identifying data, ensuring alignment with data minimization guidelines. Where programmatic ads serve European regions, user consent is collected for non-personalized or personalized tracking instances via compliant consent choice mechanisms. • CCPA Compliance (California Consumers): California users hold complete rights to opt out of the sale or sharing of their digital interaction data parameters.